Tulsa Fire Damage Claims Lawyers
As a homeowner, you work hard to pay your insurance premiums so that coverage is available when you need it most. The last thing you need after suffering fire damage is an insurance carrier who delays, undervalues, or perhaps even outright denies your claim.
Unfortunately, the last thing we need is often exactly what we get. When that happens, the lawyers in our Tulsa office are here to fight for you, seeking to hold insurance companies accountable for the promises made in their policies.
Struggling with a fire damage claim? Don't let the insurance company undervalue or deny your claim. Contact us today at (918) 992-2330 for a free consultation.
How to Prove the Full Extent of Fire Damage
The tips below are ways we can help you work towards fair treatment and the financial recovery you deserve:
Immediate Documentation
From the moment it’s safe to re-enter your property, take detailed photos and videos of every affected area, including:
- Exterior damage: Photograph scorched walls, roof damage, broken windows, and external structures like fences or detached garages.
- Interior damage: Document soot-covered walls, burned furniture, and damaged belongings inside your home.
- Structural damage: Look for visible damage to walls, ceilings, and supporting beams.
Inventory Your Personal Belongings
Fires can destroy belongings of both monetary and sentimental value, so keeping a thorough inventory is important. Do the following:
- Walk through each room and list every damaged item in detail, noting the brand, model, and approximate value when possible.
- Take close-up photos of damaged items to show their condition.
- Include receipts or bank statements for high-value items if you have them.
Get a Professional Assessment
Insurance companies often send adjusters to evaluate fire damage, but their assessments may not fully capture the extent of your losses. We work with independent evaluators who can provide their own assessment—potentially serving as a counterpoint if the insurer undervalues your claim.
We can bring in professionals that include:
- Independent public adjusters: Unlike insurance adjusters, public adjusters work for you to assess damage and estimate repair costs.
- Contractors and builders: A reputable contractor can help assess structural damage and estimate repair costs.
- Fire restoration specialists: Professionals in fire recovery can identify hidden damage, such as compromised wiring or lingering smoke odors, which insurers might overlook.
Pay Attention to Hidden and Secondary Damage
Fire damage is not always visible. Hidden issues like lingering smoke residue, weakened infrastructure, or moisture buildup from firefighting efforts can lead to further problems if left unaddressed. Unfortunately, insurers are often reluctant to account for these less-obvious damages.
These are common examples of hidden damage:
- Smoke and soot residue: These can embed in walls, ceilings, and even air ducts, causing long-term health and structural concerns.
- Water damage from extinguishing efforts: Water used by firefighters often leads to mold or warped wood.
- Electrical damage: Fires can compromise the wiring inside your walls, even if your home looks intact on the outside.
Keep Detailed Communication Records
The claims process often involves a lot of back-and-forth with your insurance company. Unfortunately, miscommunications and drawn-out timelines can work against you if you’re not organized. We can help.
These are important steps:
- Keep a log of every phone call, email, or letter exchanged with your insurer.
- Note who you spoke to, the date, and key details of the conversation.
- Save copies of all written correspondence, including your initial claim submission and any supporting documents.
Get the compensation you deserve! Our legal team is ready to fight for your fire damage claim. Contact us now at (918) 992-2330 to get started.
Driven by Integrity, Dedicated to You
We Prioritize Your Peace of Mind and Fight for What’s Right
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Tailored Solutions for Maximizing Your ClaimWe take a proactive approach to each case, ensuring your storm damage claim is handled efficiently and effectively, so you can get the full coverage you deserve.
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Trusted Support for Fair Insurance SettlementsOur team is dedicated to ensuring you don’t face the stress of navigating insurance claims alone, fighting for the compensation you deserve for storm damage.
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Your Advocate in Protecting Your PropertyWith a focus on your best interests, we work closely with your insurance provider to ensure that storm damage is fully covered, giving you peace of mind during challenging times.
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Professional Guidance for Insurance Claims
We specialize in helping clients navigate the complexities of insurance claims to ensure they receive the coverage they are entitled to after storm-related damage.
Fighting for Your Fire Damage Claims
Our lawyers and staff know how to negotiate with insurers. We’ll review your policy, gather evidence, and work to hold the insurance company’s feet to the fire (no pun intended).
You don’t have to face this process alone. Holbrook Leavitt & Associates PLLC can support you every step of the way. You’ll get regular communication, and everyone in our Tulsa office will know your name. Your home and belongings are worth it, and so are your rights as a policyholder.
Contact us at (918) 992-2330 today for a free consultation. We work on contingency and can meet virtually if that’s more convenient for you.
